FINAL EXPENSE INSURANCE
A Little Planning Today Can Mean Less Worry Tomorrow.
Final expense insurance can help provide funds for funeral costs, medical bills and other end-of-life expenses — helping the people you love focus on what matters most.
Simple Coverage Options
Personal Guidance
Protection for Your Family
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WHY FINAL EXPENSE?
Helping Your Family Prepare for the Costs You Leave Behind
Funeral expenses can add up quickly. In the region that includes Texas, the median cost of a funeral with viewing and burial was $7,912, while a funeral with viewing and cremation was $5,890, according to NFDA's 2023 study. And those figures may not include every cemetery or final expense a family faces.
$7,912 - Funeral & Burial Costs
Help provide funds toward funeral, burial or cremation expenses.
$5,890 - Cremation Services
Funds may be used toward outstanding medical or healthcare expenses.
$21,603 - Everyday Expenses
The average American has about 20k+ in non-mortgage debt and roughly 1256 per month that a loved one has to take on.Â
37% - Unexpected Expenses
More than 1 in 3 people in the US said they had to take on a loved ones debts after the funeral and various expenses.
1
Choose Your Coverage
Work with an advisor to discuss the amount of protection you're looking for and available coverage options.
Coverage Designed to Be Straightforward
Policy features, eligibility, premiums and benefits vary by insurance company and policy.
2
Apply for Coverage
Application and eligibility requirements vary by insurance company and policy.
HOW IT WORKS
3
Protect the People You Love
When a covered claim is paid, the policy benefit goes to the beneficiary you've selected.
MORE THAN FUNERAL COSTS
Your Family Decides What Matters Most.
Life insurance proceeds generally provide your beneficiary flexibility in how the funds are used. That can mean helping with immediate final expenses, household obligations or other financial needs your family may face.
Funeral or cremation expenses
Outstanding bills
Medical expenses
Household expenses
Travel for family members
Other financial needs
Note: Examples provided for illustrative purposes only. Policy features and benefits vary by insurance company and policy.
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PERSONAL GUIDANCE
How Much Coverage Should You Consider?
There isn't one amount that's right for everyone. The right coverage depends on what you'd like to prepare for, what resources your family would have available, and what comfortably fits your budget.
An advisor can help you consider:
Funeral, burial or cremation preferences
Outstanding bills or other obligations
Immediate expenses your family may face
Existing savings or life insurance
A monthly premium that fits your budget
No pressure. No obligation. Just straightforward guidance.